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Banks vying for owner occupied home loans

Banks vying for owner occupied home loans

With lenders struggling to stay under the 10% investment loan cap set down by the Australian Prudential Regulation Authority (APRA), interest rate specials for owner occupied loans are emerging, as banks fight for your home loan. While investment rates are on the...

Adelaide Bank next to fall in line

Adelaide Bank next to fall in line

Adelaide Bank is the next in line to announce a rate rise and reduction of their Lending Value Ratio (LVR) for new investment loan applications received after close of business today. Their communication states "You will be well aware of the regulatory framework in...

CBA cancels investment loan refinances

CBA cancels investment loan refinances

Commonwealth Bank of Australia (CBA) is in a world of pain as their investment lending portfolio reaches 9% - just 1% shy of the Australia Prudential Regulation Authorities (APRA) 10% cap. As far back as November 2016 CBA started to try and slow down their investment...

Impact Investing

Impact Investing

Investors deploy their capital in order to achieve the maximum rate of return, given the level of risk they’re willing to accept. Investments are evaluated to determine which should be selected, based typically on risk, return, future expectation and financial...